There are laws in place to protect the consumer from unlawful credit reporting. We use several complaint portals to levy complaints and charges against anyone creditor or institution that fails to follow the Federal mandate and FTC guidelines.

CreditSalvation Group LLC makes sure that these laws are being followed. Our first step is to audit the credit bureaus or creditors using the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. These two laws have been established to protect consumers like you. When items are verified as inaccurate by the client and subject to lawful dispute, the creditors and credit bureaus are obligated to verify what they are reporting within a reasonable amount of time, generally 30 to 45 days, to back the claims they make about you. If our investigation proves that they cannot validate their claims, they must promptly remove any undocumented information from your credit report.

5 Enforceable Federal Mandates

The burden of proof isn’t on you, it’s on the bureaucracies to prove they followed the laws.